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Every episode
Smart Money Happy Hour with Rachel Cruze and George Kamel
30 episodes
Explaining the Lore Behind Ramsey Slang (“Plastic” Surgery?)
Aug 13, 2026 · 52 min
Get your ticket for Investing Essentials today! If you’ve ever wondered what phrases like “clock the tea” or “rice and beans” mean—today’s episode is for you. We’re decoding trendy and financial slang (and of course, addressing the haters along the way!) Next Steps: · 🎙️ Catch our episode Old School Money Habits Making a Comeback? (We Have Thoughts) · 💵 Create a free budget and find more margin with EveryDollar. · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmo…
Luxury vs. Dupe (Can You Spot the Difference?)
Aug 6, 2026 · 44 min
📙 Check out George’s book Breaking Free From Broke. Taste tests, TikTok trends, a little friendly competition—today may be all about “dupe” culture, but don’t worry, this episode is the real deal as always. You don’t want to miss it! Next Steps: · 🎙️ Catch our episode Financial Experts Rank the Worst Spending Habits! · 💵 Create a free budget and find more margin with EveryDollar. · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · …
Waste or Worth It: Rating “Life-Changing” Products
Jul 30, 2026 · 50 min
💵 Create a free budget and find more margin with EveryDollar. If every product is “life-changing” then no product is life-changing. We’re calling consumerism’s bluff by judging wellness and lifestyle fads that are overhyped. Next Steps: · 🎙️ Catch our episode Judging People Based on How They Spend Their Money. · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze o…
Blind Ranking the Internet’s WILDEST Investment Stories
Jul 23, 2026 · 43 min
🎟️ Get your ticket for Investing Essentials today! When it comes to money, is boring always best? From everyday internet scams to rare lottery success stories, today we’re blind ranking the good, the bad and the just plain dumb of investing. Next Steps: · 🎙️ Catch our episode Roasting the Latest Financial and Social Fads (Here to Stay?)! · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Send a…
10 Signs You’re Doing Better Than Most Americans
Jul 16, 2026 · 40 min
✅ Connect with one of our Ramsey Trusted providers. Sure, the world feels like it’s on fire, but hear me out: What if you’re doing better financially than you think? Consider today’s episode the unexpected reset you need! Next Steps: · 🎙️ Catch our episode 10 Jaw-Dropping Money Stats About the Average American · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram!…
Frugal Hacks That Could Go Too Far
Jul 9, 2026 · 42 min
💰 Find extra money in just two weeks with our Money Finder Challenge! Whether you love or hate frugal living, this one’s for you! We’re exposing common frugal “hacks” that secretly drain your bank account. Tune in to make sure you’re not sabotaging your budget. Next Steps: · 🎙️ Catch our episode Old School Money Habits Making a Comeback? (We Have Thoughts) · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us…
Judging Lifestyle Upgrades: When Is It Finally Okay to Splurge?
Jul 2, 2026 · 53 min
📚 Grab a copy of George’s book, Breaking Free From Broke! At what point does “treat yourself” become a line item in the budget? Today we’re talking about “splurging responsibly” and how to strategically upgrade in your wealth-building journey. Next Steps: · 🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy? · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your…
Calling Out the Biggest Money Wasters of All Time
Jun 25, 2026 · 51 min
💰 Find extra money in just two weeks with our Money Finder Challenge! We’ve all fallen for a scheme or two on our worst day, but the important question is: How much of your hard-earned cash is still being snatched by these common money wasters? Stay tuned to find out!Next Steps: · 🎙️ Catch our episode Financial Experts Rank the Worst Spending Habits · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voic…
Surprisingly Simple Things That Make You Feel Wealthy
Jun 18, 2026 · 45 min
📈 Need help with investing? Check out our free guide! When was the first time you didn’t feel broke? Whether you have an answer to that question, or you’re wondering if that day will ever come, today’s episode is for you! Next Steps: · 🎙️ Catch our episode Reacting to: “If I Can’t Buy a Home, Why Don’t I Just Be Gorgeous?” · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at…
Cringe or Cool? People Financially Oversharing on the Internet
Jun 11, 2026 · 51 min
💵 Create a free budget and find more margin with EveryDollar. If you have feelings about married couples requesting coffee payments from each other on Venmo, you’re in the right place. Today we’re unpacking bizarre public money behaviors—stay tuned to find out if you’re guilty! Next Steps: · 🎙️ Catch our episode Out With the New, In With the Old: Money and Lifestyle Trends. · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel an…
Ick or Sick: We Judge People’s Financial Drama
Jun 4, 2026 · 48 min
💵 Create a free budget and find more margin with EveryDollar. When it comes to your money, it’s either, “Dude, that’s sick!” or “Major financial ick!” Today we’re telling you exactly what we think about your financial habits using the latest Gen Z buzzwords. Next Steps: · 🎙️ Catch our episode Judging People Based on How They Spend Their Money. · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail…
Rage-Baiting Ourselves With America’s Shocking Home Prices
May 28, 2026 · 1 hr 1 min
🏡 Get organized to buy or sell your home with our Real Estate Home Base. If you love an episode of House Hunters or The Price Is Right (or if you’re just nosy about other people’s property value), today’s episode is a must! Plus, Rachel’s husband Winston is here to join the fun and share his real estate expertise. Next Steps: · 🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves. · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charg…
Financial Gaslighting (It’s More Common Than You Think!)
May 21, 2026 · 50 min
📈 Don’t know where to start with investing? Check out our free Complete Guide to Investing! Reality TV taught us about “gaslighting”—but did you know it can also apply to your money? Stick around and watch us debunk the toxic communication trap that’s keeping you from building wealth. Next Steps: · 🎙️ Catch our episode Love and Money: Financial Decisions People Immediately Regret. · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Ra…
Roasting the Latest Financial and Social Fads (Here to Stay?)
May 14, 2026 · 47 min
❓Have a money question? Ask Ramsey is here to help! The trend pendulum never stops swinging. Today, we’re unpacking financial and lifestyle fads that we’ve seen before . . . and we’ll probably see again in another ten years. Next Steps: · 🎙️ Catch our episode Ranking the Worst Financial Habits (and Admitting Our Guilt) · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-…
Reacting to Outrageously Bougie Celebrity Homes
May 7, 2026 · 44 min
🏡 Get organized to buy or sell your home with our Real Estate Home Base. Welcome to our crib! Today we’re peeking into “The Fabulous Life” behind the bougiest real estate in America. From luxury celebrity homes to billionaires in Nebraska—you don’t want to miss this. Next Steps: · 🎙️ Catch our episode Answering Your Top Housing Questions · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with y…
Ritzy vs. Regular: Reacting to Social Events in Every Class
Apr 30, 2026 · 50 min
Join us on the Live Like No One Else Cruise! 🤔 Think you’re good with money? Take our Money in America quiz! Lifestyles of the rich and famous—and the relatable regulars. From the Met Gala to the bougie Europe trip your cousins won’t stop posting on Facebook, we’re lifting the veil on the most notorious social events in every social class. Next Steps: · 🎙️ Catch our episode We Judge People’s Ridiculous Money Decisions for 58 Minutes. · 🍸 Follow Smart Money Happy Hour on TikTok: @smartm…
Critiquing the Best and Worst Rebrands of All Time
Apr 23, 2026 · 48 min
🤔 Think you’re good with money? Take our Money in America quiz! If you love a good rebrand, glow-up, or before and after, today’s episode is just for you! From Cracker Barrel to Lindsay Lohan, we’re breaking down the most iconic (and disastrous) rebrands of all time. Next Steps: 🎙️ Catch our episode Pros and Cons of Shopping in 2005 (Should We Go Back?). 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave u…
Out With the New, In With the Old: Money and Lifestyle Trends
Apr 16, 2026 · 39 min
💵 Have a money question? Ask Ramsey is here to help. If you love 90s nostalgia (or you just hate change), you’re in luck! Apparently, right now it’s trendy to do life the old-school way—and when it comes to your money, we 100% agree.Next Steps: 🎙️ Catch our episode Weird Money Habits That Will Make You Rich. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or se…
10 Jaw-Dropping Money Stats About the Average American
Apr 9, 2026 · 38 min
💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study! We’re not encouraging you to keep up with the Joneses, but have you ever wondered what their finances are actually like? Today, we’re unpacking jaw-dropping money stats that’ll make you reevaluate your own money situation. Next Steps: 🎙️ Catch our episode Weird Money Habits That Will Make You Rich. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged…
Ranking People’s Wealth Habits, From Fake Rich to Quiet Wealth
Apr 2, 2026 · 51 min
💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study! It’s not as simple as “broke” or “rich” anymore. Today we’re unpacking what kind of “rich” your spending says you are—from “fake rich” to “new money” to “quiet wealth.” Next Steps: 🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us…
We Question Dr. Arthur Brooks on the Secret to Happiness
Mar 26, 2026 · 59 min
💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study! It’s not every day that we get to grab a drink with a Harvard professor, bestselling author and happiness expert. Dr. Arthur Brooks is here to talk money, life, faith and so much more.Next Steps: 🎙️ Catch our episode Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition) 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question f…
Reacting to: “If I Can’t Buy a Home, Why Don’t I Just Be Gorgeous?”
Mar 19, 2026 · 37 min
💻 Shape what comes next for Smart Money Happy Hour by participating in our Spring 2026 audience study! If you’re an exhausted millennial wondering if buying a home is a lost cause, we get it—and we’ve got you. Today, we’re unpacking common home-buying frustrations and real estate woes. Spoiler alert: Yes, it’s still possible! Next Steps: 🎙️ Catch our episode How to Financially Survive Every Season of Life 🎬 Watch George’s episode I Asked People at Disney How Much Debt They Have. 🍸 Follow Sma…
Critiquing People’s Disney Drama (Debt, Lawsuits and Club 33 Tea)
Mar 12, 2026 · 40 min
💻 Figure out your next financial move with Ramsey’s Get Started Assessment. Vacation debt, budget-friendly hacks and some light legal drama—today we’re unpacking all things Disney! Stick around for the magic, fun and chaos. Next Steps: 🎙️ Catch our episode Comparing Disney Villains to Sneaky Financial Industry Traps. 🎬 Watch George’s episode I Asked People at Disney How Much Debt They Have. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question…
Ranking the Worst Financial Habits (and Admitting Our Guilt)
Mar 5, 2026 · 51 min
💻 Figure out your next financial move with Ramsey’s Get Started Assessment. If you can’t be the best, why not be the worst? Or at least that’s what some people must be thinking to justify their spending habits. Stick around for a bracket battle of bad money habits. Next Steps: 🎙️ Catch our episode We’re Here to Judge Your Guilty Pleasures (With Love). 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicem…
Subtle Habits That Reveal a Quiet Millionaire
Feb 26, 2026 · 48 min
📈 Plan and save for the future with Ramsey’s Complete Guide to Investing. Good manners, simple style, old-school investing—today we’re unpacking subtle “quiet millionaire” habits and teaching you how to build wealth the right way. Next Steps: 🎙️ Catch our episode Things That Scream “I’m Pretending to Be Upper Class”. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1…
Reacting to People Justifying Their Outrageous Spending Habits
Feb 19, 2026 · 59 min
📈 Plan and save for the future with Ramsey’s Investment Calculator. We all have our weaknesses when it comes to frivolous spending—but some of you are next level. Today, we’re reacting to (and lightly judging) the internet’s most ridiculous spending habits. Next Steps: 🎙️ Catch our episode We Settle Your Heated Money Arguments. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question a…
Love and Money: Financial Decisions People Immediately Regret
Feb 12, 2026 · 44 min
💵 Create a free budget and find more margin with EveryDollar. Is love blind? Some of your financial decisions certainly make it seem that way! Today, we’re reacting to people’s biggest money mistakes made on behalf of their loved ones. Next Steps: 🎙️ Catch our episode Date Nights From $0 to $10,000? We’ve Got You Covered! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-…
Questioning “Life” Choices With Ken Coleman (“Would You Rather” Edition)
Feb 5, 2026 · 1 hr 1 min
💵 Create a free budget and find more margin with EveryDollar. Career, relationships, self-improvement—life is full of important choices, and today we’re unpacking all the options with bestselling author and The Ramsey Show co-host Ken Coleman. Next Steps: 🎙️ Catch our episode Critiquing Your Spending Habits (and Ours) With Dr. John Delony 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your…
Weird Money Habits That Will Make You Rich
Jan 29, 2026 · 50 min
🚢 Get tickets to the next Live Like No One Else Cruise. Apparently, living on less than you make and ditching your credit score is groundbreaking financial advice—but we’ll let you be the judge. If you’re willing to be a little unorthodox in order to build wealth, stay tuned! You’re in the right place. Next Steps: 🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy? 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question…
Are These Social Obligations Worth the Money?
Jan 22, 2026 · 52 min
💵 Create a free budget and find more margin with EveryDollar. If an event costs you social energy, should you really have to pay actual money too? Today, we’re saying what we all wish we could write on the next birthday party, wedding shower or gender reveal RSVP—join the unfiltered fun! Next Steps: 🎙️ Catch our episode Date Nights From $0 to $10,000? We’ve Got You Covered! 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and Ge…
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