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Every episode
The Table with Anthony ONeal
30 episodes
The $2,200 Savings Crisis Facing Black America: Jobs, Wealth & Homeownership with Dr. Wes Bellamy
55 min
Black America is facing a financial crisis that goes far beyond income. Dr. Wes Bellamy joins Anthony O’Neal to unpack the troubling data surrounding Black unemployment, education, savings, earnings and homeownership. With the median savings for Black men sitting at just $2,200, one emergency could wipe out everything. Anthony and Dr. Bellamy discuss why Black men and women need each other financially, what is driving young Black men away from education and employment, and how discipline, strate…
The Most Dangerous Payment In America (I Stopped 15 Years Ago!)
10 min
You already have $1,200 a month sitting in your driveway. You just don't know it yet. In today's episode, I break down exactly what one truck payment is really costing a family every single month, and it's not the number on the loan. Family, do me a favor. Before you watch anything else today, ask yourself what's really parked in your driveway, and whether it's moving you toward freedom or just moving your image forward. If this episode gave you clarity, that's the whole mission of this show. We…
$900 Paycheck, $6.32 Left, 48 Hours to Go (True Story)
12 min
I had $6.32 to my name. Not in one of several accounts, in my only account. This is the night that started my story instead of ending it. Before you judge that number, I need you to know something. If you've ever smiled at work while your bank account told a different truth, this episode is for you. I'm walking you through the exact night at the gas station, the McDonald's order I cut in half with a kitchen knife, and the moment everything shifted for me at 20 years old. Then I'm showing you why…
Single and Financially Behind? My 4-Part Plan to Build Wealth and Security on One Income
33 min
Building wealth on one income comes with a different kind of pressure. In this episode, Anthony O’Neal breaks down the four financial pillars every single person should focus on: income, safety, retirement, and legacy. From building a second income stream and setting financial boundaries to creating emergency savings, investing for retirement, and putting an estate plan in place, Anthony shares a practical plan for building financial freedom without waiting for marriage or a second paycheck. KEY…
I have $23,000 Total In Debt — Which One Should I Pay Off First?
11 min
Most people are told to attack their debt in the "smartest" order — highest interest rate first. It's the math-correct move. So why do so many people who follow that exact advice quit before they ever get debt-free? In this episode, Anthony breaks down the real story of a couple juggling five debts — from a $400 medical bill all the way up to a $13,000 student loan — and what happened when they tried the "correct" method versus what actually got them results. Backed by a 2012 study of over 6,000…
How Much You Should Have Saved for Retirement by 40, 50, 60 & What To Do If You’re Behind
29 min
How much should you have saved for retirement by 40, 50 and 60… and what should you do if you’re nowhere close? In this episode, Anthony O’Neal breaks down the retirement savings benchmarks for each age, explains how catch-up contributions can help later starters, and shares the financial order to follow when rebuilding. He also challenges the shame that often comes with feeling behind and reveals why creating margin, eliminating consumer debt and following a clear strategy matter more than pani…
Why Pay Raises Disappear in 6 Months (And How to Stop It)
12 min
You got a raise — so why does your bank account look the same six months later? 1 in 5 households earning $150,000+ are still living paycheck to paycheck. In this episode, I show you exactly why raises disappear, using a real family's story of an $8,000 raise that vanished without one big mistake — just a hundred small ones. Get my book, Stop Living Paycheck to Paycheck: anthonyoneal.com/book ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table w…
10 Worst States to Live in If You Want to Get Ahead Financially in 2026
25 min
Where you live could be hurting your ability to build wealth. In this episode of The Table with Anthony O'Neal, Anthony breaks down CNBC's 2026 rankings of the 10 worst states to live in if you want to get ahead financially. But this isn't just another countdown. He explains why financial freedom is about more than your income and how factors like healthcare, childcare, crime, worker protections, and cost of living can quietly drain your budget and limit your opportunities. This episode will hel…
77% Couldn't Survive One Late Paycheck. Could You?
12 min
77% of households couldn't survive one late paycheck. If that number scares you even a little, this episode is for you. Today on The Table, Anthony O'Neal breaks down why decent, hardworking people making real money still feel trapped paycheck to paycheck, and walks you through the exact 10-minute exercise to find out how many days you could actually survive if your income stopped tomorrow. Timestamps: 0:00 – The question most people won't answer honestly 1:00 – Anthony's story from the collecti…
I Made $25,000 a Year as a Youth Pastor. Now I Make $100k+ a Month. (Copy ME)
35 min
At 19, I was homeless with $35,000 in debt and no one in my family who knew how to build wealth. Today, I'm giving you the exact 6-step plan that changed everything. This isn't about making more money — it's about mastering the system most people never learn. In this episode, I break down the mindset shift, the budgeting method, the debt-elimination strategy, and the investing principles that took me from broke to financially free. If you've ever felt like wealth is "for other people," this epis…
How To Pay Off $25,000 in Debt on a $45K Salary In 9 Months (Real Plan)
30 min
A Gen Z creator went viral saying she won't take financial advice from anyone born before 1990. Millions of people sent me this video expecting me to go after her. Instead, I'm doing something different. I'm telling you what she got right, what she got wrong, and why 124 trillion dollars is about to change hands between generations, and most people are not ready to catch it. This is not a reaction video. This is a real conversation about debt, about the economy, about whether the "rules" have ac…
I Found a Bank Paying 4.1% — Yours Pays 0.38% (Get This Account Today)
25 min
Your bank is making money off of you right now — and you don't even know it. While your savings account sits there earning almost nothing, the bank is lending out your money and earning 7, 8, 9 percent. Meanwhile, you're getting paid pennies and told to be grateful. Today I'm breaking down exactly why the average traditional savings account is failing you, what a high-yield savings account actually is, and the five accounts I'd personally recommend right now — with real numbers so you can see ex…
Stop Working Too Hard & Do THIS With Your Next $200 (Guaranteed To Work)
45 min
On $55K a year, your first money move isn't a bigger paycheck. It's fixing the leak that's already there. In this episode, Anthony breaks down a sermon he gave at Union Church using the FAITH framework, showing why so many hardworking, faithful people stay broke even while praying, believing, and quoting scripture. If you're living on an average income and tired of your money disappearing before the month ends, this is where you start. Timestamps: 0:00 Intro: The sermon that broke down money thr…
What to Do With Your Next $200 (Even If You're Behind)
38 min
If you are making more money than ever but still feel broke, this video is for you. Anthony breaks down the 7 unspoken money rules that were passed down to you without your permission and shows you exactly how to break them starting with your next $200. Most people are not bad with money. They were just handed a broken code. Today we name it, we claim it, and we change it. IN THIS VIDEO: 00:00 Why income alone will never build wealth 01:45 The Broke Code: What it is and where it came from 02:20…
How $200 a Month Can Build a $200,000 Retirement (Even If You're Starting Late)
26 min
Most people hear "$1.46 million" and give up before they even start. That number just went up $200,000 in ONE year — and it's stealing your hope before you even try. But here's the truth: you don't need that number. You need a plan. In this episode, I'm breaking down exactly what to do — no matter your age, your income, or how far behind you feel. Whether you're 25 or 55, this is your retirement roadmap. In this video you'll learn: - Why the $1.46M number is misleading millions of Americans - Th…
She Made $72,000 a Year, Did Everything Right, and Had Nothing to Show For It
28 min
She was 28 years old, making $72,000 a year, current on every single bill — and she sat across from me and cried. Not because she was broke. Because she did everything right and had nothing to show for it. No savings. No investments. Just a pile of payments that felt like chains. That moment changed how I talk about money forever. The truth is — most of us are following a blueprint that was never designed to build wealth. It was designed to survive. And the people who handed us that blueprint? T…
I Spent $200,000 Trying to Impress People Who Don't Even Talk to Me Anymore
32 min
At 23, I bought a car I couldn't afford to impress people who don't even call me anymore. When I add up the payments, the insurance, the interest, and the opportunity cost of what that money could have become — that one decision cost me close to $200,000. Not in cash. In wealth I never built. And that car was just the beginning. The apartment. The clothes. The trips. The dinners. Every dollar I spent performing wealth was a dollar that never got to actually become wealth. In this video I'm givin…
If I Woke Up at 40 With Nothing — This Is the First Thing I Would Do
35 min
Are you 40, feeling behind, and wondering if it's too late to start over financially? It's not. Here's exactly what I would do — step by step. In this video, I'm breaking down the real plan I would follow if I was 40 years old starting from zero in 2026. No theory. No fluff. Just a honest, step-by-step system built for the person who feels like life got ahead of them — but refuses to stay there. Here's what we cover: ✅ Why the math is NOT against you at 40 ✅ Step 1 — Stop the financial bleeding…
Getting Out of Debt Was the Worst Financial Decision I Ever Made (Here's Why!)
37 min
I taught debt freedom for 15 years. I was wrong about one thing. Getting out of debt is not the finish line. It never was. I sat in my apartment — 100% debt free for the first time in my adult life — and felt completely lost. No wealth plan. No investment strategy. No legacy framework. Just zero debt and zero direction. Nobody taught me what came next. Not my school. Not my family. Not the financial system. And that silence cost me years. This episode is for everyone who crossed the finish line…
55% of Americans Are Getting Poorer in 2026... The Other 45% Are Doing THIS!
38 min
55% of Americans say they're getting poorer. That's the highest number Gallup has recorded since 2001 — higher than the pandemic, higher than 2008. But 45% aren't. In this episode, I'm breaking down the 5 things separating the people quietly building wealth from the people quietly drowning in 2026. This isn't theory. This is the exact framework I used to go from broke and living in my car to a net-worth millionaire. Get the book "Stop Living Paycheck to Paycheck" (over $275 in free bonuses): htt…
5 Jobs Paying $5,000 A Week (Learn From Home In 90 Days)
27 min
About half of my college students shouldn't even be in my classroom. I say that as a professor at an HBCU — not from a cheap seat, but from the front of the classroom. Here's the truth nobody wants to say out loud: a 4-year degree is NOT the right path for every single person. Some of y'all are walking out with $40,000 in student loan debt for a path that was never built for who you are. In today's episode, I'm breaking down 5 skills that pay $5,000+ a week, cost less than ONE semester at a stat…
How To Go From Average to Millionaire in Under 10 Years (This Plan Really Works!) | George Kamel
39 min
On this episode of The Table with Anthony ONeal, George Kamel joins us to share insights from his transformative new book, Breaking Free From Broke. George reveals his journey to becoming debt-free, offering a powerful example of how an everyday person on an average salary can achieve financial independence. By following this path, George became a net worth millionaire, demonstrating that true financial freedom is within reach for everyone. His story is a blueprint for changing not just your fin…
If You Have $1,000 In The Bank. Do These 5 Things ASAP!
26 min
If you're the first person in your family to save $1,000 — stop everything and watch this. Most financial advice skips the most important step. Not because it's complicated. Because it was never written with OUR community in mind. In this video I'm breaking down 5 moves — in order — that turn your first $1,000 into the beginning of generational wealth. These aren't generic tips. This is the framework I wish someone had handed me when I was in your exact position. Here's what we cover: ✅ Move 1 —…
The 3 ETFs That Let You Buy The Next SpaceX Before It Goes Public (BUY TODAY)
35 min
Everyone is talking about SpaceX. But nobody is telling you the truth about what to do next. In this episode, I sit down with investor and financial educator @Courtney-Hale to break down exactly what happened with the SpaceX IPO, why you should NOT buy it right now, and the 3 ETFs that let everyday people invest in private companies BEFORE they go public. If you've been feeling like you missed out — this episode is for you. In this episode we cover: - What SpaceX actually is (and the 3 companies…
The System Wasn't Built to Make You Rich. It Was Built to Make You Manageable.
23 min
You've been doing everything right. Good job. Paying bills. Staying out of debt. And still — something doesn't add up. That's not an accident. In this video, I'm breaking down the 5 real differences between people who build wealth and people who work hard their entire life and have nothing to show for it. And I'm going to tell you something nobody in finance wants to say out loud: The system you were handed was never designed to make you wealthy. It was designed to keep you comfortable enough to…
Millionaire Explains: 97% of What You Need To Know About Money
31 min
I went from $6.32 in my bank account at 25 years old to a net worth millionaire — and in this video, I'm giving you the 6 things that changed everything. No theory. No Wall Street talk. Just the cookie jar on the bottom shelf truth that nobody taught us about money. If you're tired of living paycheck to paycheck, drowning in debt, or watching your money sit in a savings account that's robbing you — this video is for you, family. 📲 Download the In The Black App: https://www.anthonyoneal.com/app…
Once I Understood THIS About Investing, I Made My First $100,000!
30 min
Anthony O'Neal went from sleeping in his car and cutting a cheeseburger in half to make it last, to becoming a net worth millionaire who closed on the biggest home of his life. The difference was never income. It was one belief he had to break, and three shifts that changed everything. In this episode you will learn: - Why income does not fix poor money behavior (even 20% of households making over $150K live paycheck to paycheck) - Why you cannot build wealth while drowning in consumer debt - Wh…
Wealthy Families Quietly Stopped Buying These 8 Things
26 min
Family, if you're tired of living paycheck to paycheck heading into 2026, this video is going to change your life. I'm breaking down the 8 things our community needs to STOP buying right now if we want to build real wealth, get out of debt, and break generational cycles for good. These aren't generic financial tips. This is real talk for real families — covering everything from TikTok Shop addiction to how we're setting our kids up to fail with $200 Jordans instead of $200 in their college fund.…
Stop Buying Stocks! These 3 ETFs Will Make You $100k in 2026!
30 min
In this video, I'm breaking down the EXACT 3 ETFs you need to build real, lasting wealth — even if you only have $5 to start. No picking stocks. No watching CNBC. No finance degree required. I'm pulling back the curtain on what wealthy people have been doing for decades (and never told us about), plus the ONE mistake quietly costing investors thousands of dollars every year. By the end of this video, you'll know: ✅ Why your savings account is secretly making you broke ✅ What an ETF actually is (…
The Most Realistic Way To Build Wealth In 2026 (Start With $5)
40 min
Every generation gets one shot. One shift that separates the families who build generational wealth from the families who watch it happen from the sidelines. Your parents' generation had the housing boom. The next had the internet. Right now, we are standing at the very beginning of the AI revolution, and here is the hard truth: only the people who are positioned get to take advantage of it. In this episode, I am not giving you a tech conversation. I am giving you a wealth conversation. I walk y…
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