I MR. ROBERT MONTGOMERY was seated at his desk, his head upon his hands, in a state of the blackest despondency. Before him was the open ledger with the long columns of Dr. Oldacre's prescriptions. At his elbow lay the wooden tray with the labels in various partitions, the cork box, the lumps of twisted sealing-wax, while in front a rank of empty bottles waited to be filled. But his spirits were too low for work. He sat in silence, with his fine shoulders bowed and his head upon his hands. Outside, through the grimy surgery window over a foreground of blackened brick and slate, a line of enormous chimneys like Cyclopean pillars upheld the lowering, dun-coloured cloud-bank. For six days in the week they spouted smoke, but to-day the furnace fires were banked, for it was Sunday. Sordid and polluting gloom hung over a district blighted and blasted by the greed of man. There was nothing in the surroundings to cheer a desponding soul, but it was more than his dismal environment which weighed upon the medical assistant. His trouble was deeper and more personal. The winter session was approaching. He should be back again at the University completing the last year which would give him his medical degree; but alas! he had not the money with which to pay his class fees, nor could he imagine how he could procure it. Sixty pounds were wanted to make his career, and it might have been as many thousands for any chance there seemed to be of his obtaining it.